We offer several comprehensive insurance coverages to provide the best coverage for your ministry.

Insuring a church isn’t like insuring a home or business.

Church Insurance Specialists, Inc. understands those differences and can get your church the best coverage for your specific situation.

Every church represents a unique ministry environment with its own specific opportunities, concerns and risks. Our mission at Church Insurance Specialists, Inc. is to support and protect your church and all of its varied ministry endeavors.

Through our suite of property and liability coverages, our mission is to help you achieve your ministry goals.

Property

We offer Property Insurance Coverage to protect your church’s buildings and personal property (contents) – the tools that keep your ministry productive. Some of the many optional coverages available include:

  • Flood & Surface Water Runoff Damage

  • Theft of Money & Securities

  • Ordinance & Law Coverage

  • Interior Building Damage Coverage

  • Systems & Equipment Breakdown Coverage

  • Sewer & Drain Back-up Coverage

  • World Wide Personal Property Coverage

  • and more…

Liability

Liability protection pays your legal obligations for damages or injuries that others sustain while involved in activities at your church or sponsored by your church.

Some of the many optional coverages available include:

  • General Liability

  • Bodily Injury & Property Damage

  • Medical Payments

  • Products & Completed Works

  • Fire Legal

  • Directors & Officers Liability

  • Personal Injury

  • Nursery & Childcare Supervision Emotional Injury

  • Food Preparation

  • Excess Liability

  • and more…

Workers Compensation

State law often requires employers—including ministries like yours—to protect their employees with workers’ compensation insurance.

Workers' compensation coverage provides benefits for employees in relation to work-related injuries or diseases specified by state law, including:

  • Medical benefits

  • Disability benefits

  • Rehabilitation benefits

  • Death benefits

Employers’ Liability insurance is included with your Workers’ Compensation Policy. This coverage protects your ministry if it is sued as the result of an employee’s job-related injury or illness.

Commercial Auto

Vehicle usage represents one of the most serious liability exposures for your ministry. Protect your ministry and your people by making sure you have the right insurance coverage.

  • Vehicle Liability Coverage

  • Collision

  • Comprehensive

  • Uninsured/Underinsured Motorists Coverage

  • Vehicle Medical Payments Coverage

  • Personal Injury Protection

  • Vehicle Physical Damage Coverage

The Process

 

1

Reach Out

Contact our office today for a free, no obligation quote. Click “get a quote” in the upper right hand corner of this page, call us at 1-800-743-1709 or email at churchcustomerservice@gmail.com.

2

Make an Appointment

Make an appointment with one of our insurance professionals. They will meet with you on site and gather the necessary information to provide you with a quote tailored to your needs.

3

Review Quote & Bind Coverage

Our agents are available to meet with you to review and help you understand the coverages available through your customized quote. Once approved by your ministry leadership, the policy can be issued.

FAQs

Can you protect our volunteers?

Yes, our policies include liability protection and medical payments coverage for your ministry volunteers.

Do you offer Excess Liability?

Yes, we offer additional layers of liability protection.

Do you offer Religious Freedom Protection?

Yes, we offer protection for legal challenges arising from your belief based decisions, religious activities, or religious communications.

Do you offer coverage for sexual misconduct?

Yes, through our Sexual Acts Liability Coverage we offer protection for your ministry employees, leaders, and volunteers.

Do you offer coverage for our ministry leaders?

Yes, our Directors & Officers Liability Coverage provides primary coverage for those who serve on your governing or leadership board.

Do you offer coverage for ministry owned vehicles?

Commercial Auto Policies are available to cover your ministry owned vehicles.

What Companies do you work with?

We work with Brotherhood Mutual and Goodville Mutual